Citi Bank Launching The Credit Card In Asia Pacific Essay

Citi Bank Launching The Credit Card In Asia Pacific - Essay Example The feasibility of launching the product in Singapore would become clear in the light of the following analysis: Income and Standard of Living: Singapore is a country of rich and affluent people with an average per capita income of $8,817 that is continuously growing at a higher rate than other countries in the region and a standard of living much better as compared to most of its neighbouring countries. Most of the population can conveniently afford a credit card therefore this country offers great opportunity to the Citi corp. in launching its product for the first time in the whole region. Therefore, the land of Singapore offers more opportunities than risk for the Citi Bank credit card launch. Although risks are there, but the country having 100% urban population, higher per capita income and much better standard of living offer less country risks to the launch of a product like credit card. Although the country profile of Singapore offers has great attractiveness for the launch of Citi Bank credit card, yet the market ... Although the country profile of Singapore offers has great attractiveness for the launch of Citi Bank credit card, yet the market profile suggests a great number of risks associated with it. The credit card market has been already captured by major international players such as American Express Bank, Hong Kong Bank, Chase, Standard Chartered and local banks such as UOB, DBS, OUB, and OCBC, which make it very difficult for a bank to successfully enter the market and remain profitably in business for long. In order to enter the Singapore market and successfully launch the product, Citi Bank could either purchase an existing already established business, or launch a rigorous marketing campaign to attract a great number of customers or can even both the options simultaneously as suggested by the case given. However it is recommendable for the Citi Bank to go for the development of its product's own market. The bank should adopt a number of possible marketing strategies that could help it achieve the objective of customer awareness and customer acceptance. Initially, the customers should be made acquainted to the product and then the product must be positioned in a way to win the customer acceptance. Competitive Advantage Singapore is a market where people enjoy a high standard of living and therefore, enjoy the products that are associated with image, status and recognition. Citi Bank can take advantage of this attitude by positioning the credit card and associate its image with high status, prestige, affluence and style. The bank should use its "international identity" and offer its product to the people with maximum international usage and recognition. This can be the most visible competitive advantage readily available to be

I Think, Therefore I am Essay Example | Topics and Well Written Essays - 500 words

I Think, Therefore I am - Essay Example This means that he is allowing credibility to only his consciousness and cognitive powers, and not to that of any other objective audience. Indeed his method leaves no room for the derivation of a third-person truth, which would require the acknowledgement of premises beyond the perceiving being's conscious self. Descartes arrives into this insight into the nature of existence after undergoing the three 'waves' of doubt. The first of these brings up the fact that knowledge based on sensory inputs has not always been shown up as reliable. The second is a doubt that all that we experience and feel, indeed, our very existence itself maybe only a dream, because a lot of our thoughts that take place while dreaming, are not in fact real, but they are very similar to our waking thoughts. The third, and the most diabolical one of them all, is that we may be the subject of deception by an evil demonic force that presents to us as irrefutable knowledge, that which is not true at all. The conclusion of "I think, Therefore I am", has been criticized on various grounds.

What is globalization Essay Example for Free

What is globalization Essay Globalization: The following will elaborate on globalization, and some theories on traditional trade. AlsoGlobalization as defined by Charles Hill, of the University of Washington†¦ refers to the shift toward a more integrated and interdependent world economy. Globalization has several facets, including the globalization of markets and the globalization of production. Free trade is an example of a situation where government makes no attempt to influence what its citizens can buy from other countries. Under the free trade system Smith, 2009 argued that †¦the in visible hand of the market mechanism, rather then government policy, should determine what a country imports and what it exports. When looking at globalization there are two major factors. The first is the decline in barriers that could have impeded the free flow of goods, services, and capital. This decline in barriers has been on going since the end of World War II. The second factor is the changes in technology. Technology has in recent years has allowed dramatic developments in communication, information processing, and an easy in transportation, that past businesses did not have. (Hill, 2009)One example of a declining barrier to international trade that occurred after World War II was the General Agreement on Tariffs and Trade (GATT). The goal of GATT was to remove the barriers to the free flow of goods, services, and capital between nations. Through eight rounds of negotiations among members of state this was accomplished. From GATT the World Trade Organization (WTO) was also founded. The WTO was established to police the international trading system. (Hill, 2009)The lowering of trade barriers made globalization of markets and production a theoretical possibility (Hill, 2009). Since the end of World War II the gains of technology have exploded. The world has seen major advances in communication, information processing, and transportation technology. Telecommunication gives even the smallest companies the ability to gain a global audience. When the computer was first introduced, the computer could easily fill a room and was capable of only a few hundred computations per minute, with a cost the put even the thought of owning a computer in the hands of the government. With the invention of the microprocessor the cost of computing was significantly reduced while the power of the computer increased dramatically. As a result the lower costs of  technology companies today can communicate with potential suppliers, retailers, consumers anywhere in the world at prices that were unheard up only 10 years ago. (Hill, 2009)Technological advances in the transportation have also improved rapidly. The commercial jet of today makes a trip from New York to Tokyo in less time then it would have taken someone to get from New York to Philadelphia in the Colonial days. Other advances such as containerization have help to reduce the cost of transportation while increasing efficiency. (Hill, 2009)Some effects of globalization found locally are in almost any store, from food to auto parts and most things in between, many items we use are not make in the United States as a whole or in part. With out globalization supply of many of these items would be lower due to an increased cost of production. The city of Jacksonville, Fl also offers appeal to global companies. The location of Jacksonville in relation to: an international air and shipping port, major highways, and easy access to rail terminals makes the city an ideal location for global companies such as Bridgestone. Bridgestone is a global company based in Japan with manufacturing facilities in Central, South, and North America, as well as Japan and Africa. The ability of Bridgestone to acquire supplies for production of a wide range of products from around the world allows the company to supply a product of the highest qualities while allowing the price to remain competitive. Globalization has become a reality for almost any company regardless of size. Reference: Hill, Charles W.L. (2009). International Business. [University of Phoenix Custom Edition e-Text]. New York: McGraw-Hill Irwin. Retrieved April 2, 209, from University of Phoenix, Mgt 448.

Parents With Mental Illness Social Work Essay

Parents With Mental Illness Social Work Essay This paper explains the circumstances of a parent living with a mental illness and disclaims the assumption that this dilemma at all times results in abuse or neglect six articles are referenced for this paper, providing related research on the topic. Some authors provide examples of adults who live with a mental illness and the struggles to provide and nurture their family. Others support the notion that mental illness, although a difficult ailment, does not always result in an abusive or dysfunctional home. The author examines numerous claims that living with a mental illness puts a family at risk for neglect. The author maintains that this circumstance does not automatically equal abuse in a home, but rather, present hardships to overcome. Parents with Mental Illness: Arguments of an Abusive Home Many opinions conclude that mentally ill parents are not able to care for their children and often create the outcome of a neglectful home. There is a stigma out there that these children of adults with a mental illness are at risk for growing up in an abusive home. Although this may be true in certain instances, there is much research to counter this argument and provide support that a high percentage of mentally ill parents work very hard to overcome and handle their obstacles, and provide a loving and functional home. To further understand the background of the issue this topic should be looked into with great detail. The purpose of this paper is to do just that, by giving evidence for and against the topic, by looking into ways that some families adjust and how others dont. This paper looks into claims that go along with the assumption of abuse stemming from a home with mental illness and provides statistics against it, and in support of parents being able to deal with these kind s of difficulties. Much research has been done in the area of effects of mental illness in the family. One of which was an article by authors Swartz, Swanson, Hiday, Borum, Wagner, and Burns (1998) that suggests that the presence of a mental illness are often times associated with serious violent acts, according to the Violence and Severe Mental Illness article. It explains how adults with psychiatric problems often times self medicate with alcohol or other substances instead of regularly taking their prescribed medication. The medication noncompliance, substance abuse, and overall mental illnesses create a huge problem within a family. Individuals in this position cannot take care of themselves; much less keep a family healthy. With all the stress stated previously, often times a parent may become violent as a way of coping. It was found that alcohol or other drug abuse problems  combined with poor adherence to medication may signal a higher  risk of violent behavior among persons with severe ment al illness (Violence and Severe Mental Illness). Within this type of a situation children become withdrawn, scared, and depending on the age may begin acting out themselves. There has been other research, like this, that shows a correlation between violent and neglectful homes and parents with a mental illness. These tend to aim more towards the lack of proper medication and instead, the substitute of alcohol or other drugs by the parent. One such article by Danson , Gold, Barreira, and Fisher (2008) indicates that as unhealthy as the mentally ill parent is, the child is as equally effected, if not more so. Research by Danson et al. (2008) revealed that situations with severe substance  abuse by a parent,  there is a high recurrence of less frequent parent-child  contact. The more a parent turns to substances to self medicate, there is less and less contact with their children. This is where most people draw the conclusion that a parent with a mental illness, results in a negl ectful or abusive home. Studies have shown that this results in lifelong problems in kids, such as a feeling of isolation, separation anxiety, boundary issues, anger, and depression. Children need their parents to be present. Even if struggling with a mental illness, a child needs their parent involved in their lives. Although there is much research that views adults with mental illnesses as precursors to neglectful and abusive parents, there is a great deal of studies that argue against it. Rethink is a severe mental illness foundation, aiming to assist those suffering, family who are affected, as well as a goal of clearing up any misconceptions glued to this illness. Their overall conclusions are being a parent with mental illness can be both challenging and rewarding. People often stigmatize and assume that children born to people with mental illness will experience social and emotional difficulties, that they may be abused or neglected. But parents with mental illness can be good parents if they receive appropriate support (Parents with Mental Illness). This is where the argument comes in. The opposing views from earlier in the paper were accurate in the sense that it is difficult to deal with side effects of medications and many parents living with a mental illness self medicate instead. But this is not true in many instances. Numerous studies have shown that many parents dealing with this issue take the proper steps to mend themselves and their families. The main i dea of Rethink seemed to state that despite the stigma attached to psychological illnesses, these families are just as capable of having a functional relationship as those who are lucky enough not to face this obstacle. It was found that often times the family of a loved one dealing with a mental illness, is forgotten. Between all the chaos and stress of helping the hurting individual, the family takes a back seat. The family member with a mental illness is not always able to care for family and both parents tend to focus on fixing the one in pain. It is shown that many mentally ill parents are afraid to lose their children, and because of this work very hard to mend what was broken and create as peaceful of a life as they can. They are getting the help they need to be able to take care of their children. A high percentage are making their family lives thrive, not giving up and neglecting their children. There is support to show that a great number of mentally ill adults are reachin g out to appropriate support. Some of these summarized in the article included the many ways parents try to mend their family and the ways they reach out. Such as, education classes for parenting and support groups, it is important to receive help from outside support to improve the environment surrounding the family, as well as positive friendships and peer relationships. These tactics greatly contribute to helping an individual dealing with the chaos of a mental illness, become balanced again. Talking with others who understand the difficulties and reaching out to those who can help, give a parent peace of mind. And this sets them up for success. In addition to this article, Coping with Mental Illness summarizes the many outlets adults with a mental illness have to helping their children and affected family members succeed, once they are balanced themselves. Numerous instances prove that children of mentally ill parents as well as other family members in these situations do not al ways receive the care and nurturing they need. They may feel ashamed to talk about their situation with others and consequently may withdraw from relatives or friends who could help them or support them. Often unable to articulate their needs, even to themselves, these individuals frequently feel isolated and alone (Coping with Mental Illness in the Family). Its extremely difficult for a child to know exactly whats going on when their parent is breaking down, where to turn for help, or what to do to help the family. In these instances, families who have made it through and made the situation better, have reached out for help. Research shows that these families have discussions about understanding that a parent is mentally ill and acknowledge how this is going to affect the other members of the family. News ways of taking care of each individual are discussed and boundaries are drawn, so that certain people arent being taken advantage of or acting outside of their familial role. Lear ning a new way to deal with old unhealthy family patterns also gives family members a leg up. The cycle of harmful family habits can be broken and new communications started. From these two viewpoints, a conclusion must be drawn that whether or not a family is going to pull through a difficult time as this, it depends on the individuals and the amount of assistance they receive as well as the amount of effort they are willing to put into making their family function. It is clear that mentally ill parents have a tough burden to work through. Living with a mental illness is difficult, and many individuals have a tough time functioning and finding a balance. Because some have a hard time making it, their families suffer. Children may be abused and neglected by a parent who isnt in their right state of mind, but studies show that this is not the norm. Many parents have helpful resources in and outside the family. Many take on the challenge of finding the correct medication. And many work extremely hard to take care of themselves, so they can in turn take care of their family. Evidence shows, a high percentage of families with a mentally ill parent, get throug h life just fine.

Jean-Baptiste Lully :: essays research papers fc

Jean Baptiste Lully was a prolific composer who is best known for establishing French Opera. (Boynick) Born in Florence on the 28th of November 1632, (Boynick) Giovanni Battista Lulli was a miller’s son. (Sadie 2000 pg 166) Lully first arrived in France in March of 1646 (Jean Baptiste Lully) to work as an attendant for a female courtier. (Sadie 2000 pg. 166) â€Å"During his six years in her household, Lully, already an expert at the guitar and violin, polished his skills as a performer and composer.† (Straughan (a)) He made a name for himself as a dancer in the court ballets. (Straughan (a)) He caught the attention of King Louis XIV and initially served him as "composer of instrumental music† (Straughan (a)) He soon took over compositions of entire ballets. (Straughan (a)) â€Å"Some time before 1656, he also took over responsibility for the string ensemble called the Petits violons, which he transformed into a group widely renowned for their discipline and artistic excellence.† (Straughan (a)) A clever diplomatist and thorough courtier, he completely won the royal favour, and in March, 1672, he succeeded in ousting Abbe Perrin from the directorship of the Academy of Music, also known as â€Å"the Academie Royale†. (Knight) â€Å"Ten years later he had consolidated his position by obtaining sole rights over all dramatic performances with singing.†(Sadie 2000 pg. 166) â€Å"Any production not affiliated with The Academie Royale was limited to two singers and six players.† (Jean Baptiste Lully) From that point on, he successfully founded modern French opera. â€Å"His involvement was not limited to musical composition. He collaborated with his poets in the production of libretti, and even took an interest in the acting and declamation of the performers. His insistence on discipline and high artistic standards in the opera orchestra was legendary† (Straughan (a)) â€Å"Louis XIV became ill in late 1686.† (Jean Baptiste Lully) While conducting a Te Deum on January 8, 1687, (Straughan (a)) to celebrate the king's recovery Lully accidentally hit his foot with the point of the cane he used to keep time. (Sadie 2000 pg. 166) This wound caused an abscess which proved fatal as Lully died on March 22, 1687. (Straughan (a)) Jean Baptiste Lully made significant contributions to French music. His initial compositions â€Å"ballets de cour† didn’t deviate from the Italian forms. (Straughan (a)) They were merely collections of dances and burlesque scenes. (Gregory) â€Å"A step in Lully’s progression from ballet to opera was the increased role of music in his ballets.

The Use of Drugs by 1950s Artists Essay -- Illegal Drugs Speed Narcoti

A movement arose among the artists of 1950s America as a reaction to the time's prevailing conformity and affluence whose members attempted to extract all they could from life, often in a strikingly self-destructive way. Specifically, the Beat writers and jazz musicians of the era found escape from society in drugs and fast living. But what exactly led so many to this dangerous path? Why did they choose drugs and speed to implement their rebellion? A preliminary look at the contradictions that prevailed in 1950s American society may give some insight into these artists' world. At the end of World War II, American culture experienced an overhaul that ushered in a period of complacency beneath which paranoia seethed. A generation that had lived through the privations of the Depression and the horrors of world war was now presented with large suburban homes, convenient and impressive appliances, and pre-packaged entertainment. Such wonders so soon after extended hard times were greeted enthusiastically and even treated with a sense of awe. They may have encouraged few distinctions among the middle class -- the houses in a suburb were generally as identical as hamburgers at McDonald's -- but they represented a wealth to which few had before enjoyed access. Life became automated, with dishwashers cleaning up after dinner and air conditioning easing mid-summer heat. The new conveniences left more time for families to absorb the new mass culture presented through television, records, and Spillane novels. Excitement over the new conveniences and entertainment led America to increasingly become an acquiring society. To my parents' generation, childhood in the 50s was a time when people were generally pleased with themselves and with the... ...McNally, Dennis. Desolate Angel: Jack Kerouac, the Beat Generation, and America. New York: Random House, 1979. O'Neil, Paul. "The Only Rebellion Around". Life 47 (November 30, 1959): 115-116, 119-120, 123-126, 129-130. Parkinson, Thomas, ed. A Casebook on the Beat. New York: Thomas Y. Crowell Company, 1961. Peretti, Burton W. Jazz in American Culture. Chicago: Ivan R. Dee, 1997. Rigney, Francis J. and L. Douglas Smith. The Real Bohemia. New York: Basic Books, 1961. Tytell, John. "The Beat Generation and the Continuing American Revolution". American Scholar 42 (1973): 308-317. Van Den Haag, Ernest. "Conspicuous Consumption of Self". National Review VI (April 11, 1959): 656-658. Wakefield, Dan. New York in the Fifties. Boston: Houghton Mifflin, 1992. Woideck, Carl. Charlie Parker: His Music and Life. Ann Arbor: University of Michigan Press, 1996.

O How Human Resource Management Has Developed in the Past Few Years to Become an Integral Part of Our Organizations?

Essay Question: How Human Resource Management has developed in the past few years to become an integral part of our organizations? Major Field of Study: Human Resource Management. Human Resource Management has developed in the past few years to become an integral part of our organization. According to Armstrong, Michael (2006), â€Å"The terms â€Å"Human Resource Management† (HRM) and â€Å"human resources† (HR) have largely replaced the term â€Å"personnel management† (PM) as a description of the processes involved in managing people in organizations. In simple words PM means to describe activities that are necessary in the recruiting of a workforce, providing its members with payroll and benefits, and administrating their work-life needs. Torrington and hall (1987 p. 49) define PM as â€Å"a series of activities which: first enable working people and their employing organizations to agree about the objectives and nature of their working relationship and, secondly, ensures that the agreement is fulfilled† and Miller (1987 p. 52) suggests that HRM relates to â€Å"†¦Ã¢â‚¬ ¦. those decisions and actions which concern the management of employees at all levels in the business and which are related to the implementation of strategies directed towards creating and sustaining competitive advantage†. The early debate about HRM was conducted largely because of the absence of any data about actual practice. In recent years though much more information, both from large-scale surveys and from detailed case studies has becom e available. The growing body of research that seeks to examine the impact of HRM policies and practices on organizational outcome has come to a common solution saying that when individuals effectively implement these policies and practices, they provide significant economic benefit to the company. In order to learn the skills to practice good HRM in the workforce, it is integrated with many known courses of today’s date. Let’s take an example about one of the key functions of HRM, namely staffing. A person with a high level of understanding in HRM may be able to hire, recruit and train the best employees. Ensure they are high performers and deal with performance issues better, and most importantly is able to approach management in such a way that motivate an individual person to contribute to the achievement of the objectives of the business. Some other functions of HRM include learning about managing your approach to employee benefits and compensation, employee records and personnel policies. â€Å"_An organization is nothing without human resources. It is a lot of factories, expensive equipment and some impressive bank balances† (Low & Mourel, 1986). _The number of organizations around the world recognizing HRM as an integral part of their success is increasing every day. One of the main reasons for this is because when employers are hiring managers, one of the qualities they look for is if the employee has a high skill level in HRM. HRM is management, but management is more than HRM. Management normally includes marketing, budgetary control, production, operations control, finance and development. Because the purpose of HRM is to improve the productive contribution of people, it is intimately related to these aspects of management. All managers are involved in managing people and the management of an organization’s human resource. And because of this HRM is becoming an area which is regularly researched and developed further. Having done a course on HRM or even as a part of a course is becoming a necessary skill. Whether or not HRM is a profession has been questioned a lot (Jenks, July-Aug. ). What is not in question is that HR managers should be professional in terms of their qualifications and performance (Chruden and Sherman, 1984). The debate about HRM was conducted in the early days about the lack of research material on the subject is quickly turning into a thing of the past. More and more institutions are offering a course about HRM, and more and more people are learning from it. In order to be a good manager the HRM skills are required more in today’s date. Hardly a week goes by without the publication of another book on HRM. There are numerous handbooks, textbooks, encyclopedias, research and casebooks about HRM Businesses are getting globalised which means that as a manager of a department you may have communicate and manage people from lots of different cultures. Your duties may involve promotion, downsizing and performance reviews. You will have to do these with people from many different cultures, and to do these tasks you will require a higher understanding of HRM, which all in turn will lead to the organizations progress and profit. References Armstrong, Michael (2006). A Handbook of Human Resource Management Practice (10th ed. ) J. M. Jenks, ‘Let’s stop professionalizing’, Personnel Journal, vol 37, no. 3 July-Aug H. J. Chruden and J. W. Sherman, Managing Human Resources, 7th edition, 1984, p. 13 Peter S. Low, Mark P. Mourell, Stephen P. Robbins, Managing Human Resources, , 1986, p. 2, chapter 1 Bachelor Of International Hospitality Management (2009), Retrieved September 1, 2009, from http://www. aut. ac. nz/study-at-aut/study-areas/hospitality–tourism/qualifications/undergraduate-courses/bachelor-of-international-hospitality-management-human-resources